DUI Effects on Car Insurance: Thousands of Dollars Down the Drain?

DUI Effects on Car Insurance: Thousands of Dollars Down the Drain?

Getting a DUI is horrendous for many reasons. First of all, let’s not beat around the bush: driving DUI is stupid. You know it. Society knows it. Prosecutors and judges know it. It is dangerous. It can lead to senseless injuries and deaths. But whether you actually, technically broke the law or not, you deserve a good defense. Perhaps more importantly, you also deserve to understand the FULL SLATE OF POTENTIAL CONSEQUENCES that could be thrown your way.

One of the biggest consequences, at least monetarily, has to do with your insurance premiums.

Yes, you may have to pay hundreds or even thousands of dollars in fines, fees, and other costs directly related to the DUI charges. But insurance companies, for understandable reasons, are loathe to insure drivers who have been convicted for DUI. And if your insurance company finds out that you have been convicted of DUI, you can bet your bottom dollar that your premiums will go up and stay inflated for quite some time.

Let’s crunch some numbers. Imagine if you have to pay $500 extra every quarter. That means over a year, you will have to pay $2,000 extra in premiums. Depending on your charges and your history, that inflated rate may stick around for another 3 or 4 years afterwards. Let’s say it lasts four years total. That means you will have paid EIGHT THOUSAND DOLLARS in extra premiums, all because you got convicted of a MINOR DUI.

So how can you fight back? Christopher Martens and his team are battle proven and aggressive criminal defense attorneys. We will fight relentlessly to protect your rights and get results, whether you appear at Porterville Court at 300 East Olive in Porterville or Visalia Court at 221 South Mooney Boulevard in Visalia.

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