August

Blog Posts in August, 2018

  • Estate-Planning Tips for Same-Sex Couples

    Unique Needs Same-sex couples face the same challenges as heterosexual couples do when estate planning. Married same-sex spouses enjoy many benefits and are viewed the same as heterosexual spouses for legal and tax purposes. Unmarried spouses, however, have to take a few additional steps to ensure their partner receives the assets as they intended. Fortunately, same-sex couples can legally marry ...
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  • California’s Dog Bite Law: What Is Strict Liability?

    Dog Bite Liability in California Dog bites can cause severe injuries and even death. Breed-specific legislation has worked to limit where specific breeds, such as Pit Bulls and German Shepherds, can live, thus providing protection on the community and municipal level. But people still fall prey to dog bites with some regularity, which begs the question of who’s responsible for their injuries? ...
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  • Estate Planning Tips for Unmarried Couples

    Planning for the Future as an Unmarried Couple For married couples, estate planning may be relatively straightforward. With many assets, the deceased’s spouse is typically the beneficiary. For unmarried couples, however, estate planning might take a few additional measures to ensure the surviving partner can assume ownership of assets without having to fight the matter in court or face an ...
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  • Settling Your Insurance Claim: You Need an Attorney, and Here’s Why

    Settling a personal injury claim isn’t as easy as submitting your medical bills and waiting for a check. Well, insurance companies might want you to think it’s that easy, but only because that method usually results in the claimant receiving less compensation than he or she deserves. The truth is, settling a claim for maximum compensation takes more strategy than you would think, which is why it’s ...
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  • Learning Patience as a Patient After an Auto Accident

    Having the right to file a personal injury claim does not mean you have a right to have your claim paid right away. Many people don’t realize they must go through the insurance claims process before they can receive the compensation they deserve. This leaves many who’ve been injured in an accident in a financial bind. They need the money to pay for treatment so they can recover. But, they cannot ...
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  • Medical Record Rights: Disclosure and Access

    Protecting Your Right to Privacy When filing a personal injury claim, insurance companies will request medical records to corroborate the medical bills for which you are seeking reimbursement. But insurance companies will also use medical records as a resource through which to comb for evidence that could reduce the value of your claim. While you probably won’t see your claim paid if you withhold ...
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  • How to Not Fall Prey to Insurance Company Tactics

    Insurance companies spend a lot of money on presenting an image to the public of a trusted service company that has your best interests in mind. From well-known spokespeople to catchy taglines, Big Insurance is not without its deceptive practices. Insurance companies make an effort to convince policyholders they can turn to them in their time of need. In actuality, insurance companies, even yours, ...
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  • The Insurance Claim Statement: Read This Before You Speak

    If you’ve been in an accident or opened up an insurance claim, you may be quickly contacted by an insurance investigator and asked to provide a statement. The insurance representative may initiate the conversation by asking how you are recovering from your accident. In reality, the question is motivated more by the company’s bottom line than compassion. They will then ask you to provide a quick ...
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  • Trust Fund Basics: Benefits and Protections

    Managing and Controlling Assets Trusts provide an avenue to pass wealth to your heirs while retaining some control over when and how they receive those funds. Because they are little understood, trusts are often overlooked as a vehicle for carrying out your wishes for your estate when you die. But they can effectively provide for your loved ones and give you a say in how and when that happens. To ...
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  • Top Tips for Asset Protection Planning

    Reaching Your Goals, Protecting Your Interests Proper asset protection planning can safeguard your hard-earned assets should you face legal trouble down the road. An essential step in financial planning, too many Californians overlook the importance of asset protection planning because they don’t consider what could happen if someone were to go after those assets in court. Asset protection ...
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  • Avoid These Easy Mistakes When Naming Beneficiaries

    Naming Beneficiaries Many people overlook the importance of naming life insurance, annuity, and retirement account beneficiaries. Often, making a mistake when naming a beneficiary will result in an expensive and lengthy probate process upon the policy or account holder’s death. Because these accounts and policies will provide for your loved ones when you die, the importance of avoiding these easy ...
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