Blog Posts in September, 2018

  • Meeting the Minimum: California Auto Insurance Requirements

    Meeting the Minimum Minimum policy limits for auto insurance vary greatly from state to state. In California, you can be fined if you drive without sufficient insurance, also called proof of financial responsibility. Thus, it helps to know what those minimum policy limit requirements are so you can purchase the correct amount of insurance and avoid fines. Auto Insurance Standards By nation-wide ...
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  • Can Both Drivers Be at Fault?

    Can Fault Be Shared? When one person is at fault for an accident, determining liability and filing an insurance claim can be relatively straightforward. When both drivers are at fault, however, determining who is responsible for the costs becomes a little more complicated. The laws on fault are state-specific. In some states, being even partially at fault for an accident means you have no right to ...
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  • Can a California Personal Injury Attorney Obtain a Better Settlement?

    Can an Attorney Assist With Your Settlement? When people embark on the insurance claims process, few think of consulting with a personal injury attorney. Many feel the insurance company will do what’s right and compensate you appropriately. In reality, insurance companies typically do what’s “right” in the eyes of the law but not necessarily what’s right given the circumstances. People that handle ...
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  • Negligence in Insurance Claims: The Duty People Owe

    Held to a Standard Negligence plays a significant role in insurance claims, as the negligent party could be the one who is found liable for compensating the wronged party. To understand how negligence plays a role in insurance claims, let’s first take a look at the legal definition. Negligence Defined Negligence is the failure to act in a way that a reasonable person would under similar ...
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  • Tax Tactics in Estate Planning

    Planning for Taxes The federal estate tax can hit high net-worth estates with a hefty tax burden that affects the surviving family members. Most people want to leave all their assets to their heirs, not the federal government. The lifetime exclusion amount for gifts and estates is just under $11.2 million , so estates valued under this threshold will not be subject to the estate tax. However, you ...
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  • Estate Planning Tips for Remarriage

    A Second Step Nearly one-fourth of all married spouses have been married before , according to a recent Pew Research Center study. Remarriage is becoming more common, as are blended families. But remarriage presents unique complications in estate planning, as your family structure—and your intended beneficiaries—change. To ensure your wishes are current and clear, here are some tips to consider ...
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  • How to Include Your Pets in Your Estate Plan

    Planning for Your Pets Pets are considered property, legally speaking, although they play a much more important role in our lives. When we die, our property can be distributed according to our wishes. You might not care what happens to your collectibles and other belongings once your beneficiaries take possession of them. You might, however, care deeply about what happens to your pet when you die. ...
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